Built for General Contractors

Upload a COI. Know you're covered.

One uncovered sub on a job site can cost you six figures. VendorShield's AI reads every COI in seconds — flags gaps, low limits, and expiring policies before they become your problem.

Free for up to 5 vendors · No credit card required · start free · explore the dashboard

Try it free — no signup needed

Drop a COI PDF here

or click to browse · PDF, max 5MB

Secure · never stored
60-Second Assessment

How exposed is your business?

Answer 4 questions about your vendor operations. Get a personalized compliance risk score, estimated annual exposure, and specific gaps to fix.

Get Your Risk Score Free. No signup needed.
72Avg. Risk Score
Free Instant Analysis

Upload a COI. Get results in 30 seconds.

No signup, no credit card. Upload any Certificate of Insurance and get AI-powered risk scoring, coverage gaps, and compliance flags instantly.

Analyze a COI Free First analysis free. Additional from $12.45/each.

How It Works

Three steps to full vendor compliance. No spreadsheets, no email chains.

1

Upload COIs

Drag & drop PDFs or invite vendors to upload directly through their own portal.

2

AI Analyzes

AI extracts policy details, scores risk, and flags coverage gaps against your requirements.

3

Stay Compliant

Get alerts before expirations. Run audit reports. Vendors self-renew. Done.

The COI Compliance Problem

Real numbers from the construction insurance industry

68%

of GCs have at least one vendor with an expired COI

IRMI

$127K

average uninsured loss from a single coverage gap

Industry avg

<30s

to analyze a COI with VendorShield AI vs 15+ min manually

100%

audit trail — every action logged, every email tracked

Simple Pricing

Start free. Upgrade when you need more. No per-vendor fees.

No commitment required

Pay Per COI Analysis

Upload a COI, get instant AI risk scoring and compliance check. No account needed.

Single Analysis

Try it on one COI

$19
Save 17%

5-Pack

For a small vendor list

$79($15.8/ea)
Save 34%

20-Pack

Best value for teams

$249($12.45/ea)
Or subscribe for unlimited access
MonthlyAnnualSave 2 months

Solo

For independent GCs managing a few subs

$124/mo
$1,490/yr — billed annually
  • Up to 10 vendors
  • Unlimited COI uploads
  • AI analysis & risk scoring
  • Expiration alerts
  • Email support

Starter

For small GCs with up to 25 vendors

$416/mo
$4,990/yr — billed annually
  • Up to 25 vendors
  • Everything in Solo
  • Vendor self-serve portal
  • Auto-vendor reminders
  • Priority support
Most Popular

Pro

For growing firms with complex compliance needs

$666/mo
$7,990/yr — billed annually
  • Unlimited vendors
  • Everything in Starter
  • Up to 5 team members
  • Custom compliance rules
  • Audit-ready reports

Enterprise

For large operations needing full coverage

$1,249/mo
$14,990/yr — billed annually
  • Unlimited vendors
  • Everything in Pro
  • Up to 25 team members
  • Bulk COI uploads
  • Advanced risk analytics
  • Compliance dashboard

Just exploring? Start free with 5 vendors — no credit card required.

Enterprise-Grade Security

Your COIs contain sensitive policy data. We treat it that way.

AES-256 Encryption

All documents encrypted at rest and in transit. SOC 2 compliant infrastructure.

Zero Data Sharing

Your COIs are never used for model training. Documents processed in isolated sessions and not retained.

US-Based Infrastructure

All data processed and stored on AWS US infrastructure. No offshore processing.

How Our AI Detects Insurance Gaps

Not a simple OCR parser. A purpose-built compliance engine.

1

Document Intelligence

AI reads the full COI structure — not just text fields. It understands ACORD forms, endorsements, and policy schedules.

2

Coverage Mapping

Every detected policy is mapped against your custom compliance requirements per vendor category and trade.

3

Gap Analysis

AI cross-references coverage amounts, additional insured status, waiver of subrogation, and expiration dates against your rules.

4

Risk Scoring

Each COI gets a 0-100 risk score based on coverage gaps, limit adequacy, policy currency, and insurer rating.

Everything You Need

Built for general contractors and property managers who are tired of spreadsheets and email chains.

Upload COIs

Drag & drop PDFs. AI instantly extracts coverage, limits, dates, and insurer info.

AI Risk Scoring

Every COI gets a 0–100 risk score. Gaps, exclusions, and low limits flagged automatically.

Expiration Alerts

Get notified 30/14/7 days before expiry. Auto-remind vendors to upload renewed COIs.

Vendor Self-Serve

Vendors get their own portal to upload COIs. No more email tag — invite link, done.

Audit Reports

One-click compliance reports. Show auditors, owners, and lenders you're covered.

Compliance Rules

Set minimum coverage requirements by vendor category. Auto-flag non-compliant vendors.

Sound Familiar?

Chasing vendors for updated COIs via email

Vendors upload through their own portal automatically

Manually checking coverage amounts and dates

AI extracts all details from PDFs in seconds

Finding out a COI expired after an incident

Automated alerts 30/14/7 days before expiry

Scrambling when an auditor asks for records

One-click audit report with full compliance history

Frequently Asked Questions

What is a Certificate of Insurance (COI)?

A Certificate of Insurance (COI) is a document issued by an insurance company that verifies a vendor or subcontractor has active insurance coverage. General contractors and property managers require COIs to confirm vendors carry adequate general liability, workers compensation, and other required policies before allowing them on a job site.

How does VendorShield automate COI tracking?

VendorShield uses AI to analyze uploaded COI PDFs instantly. It extracts policy details including coverage types, limits, effective dates, and insurer information. The system automatically scores each COI for risk, flags coverage gaps against your requirements, and sends alerts before policies expire.

Can vendors upload their own COIs?

Yes. VendorShield provides each vendor with a self-serve portal link. Vendors can upload their COIs directly without needing an account. This eliminates the back-and-forth email chains that typically slow down compliance.

How much does VendorShield cost?

VendorShield offers a free plan for up to 5 vendors. Paid plans start at $499/month for Starter (up to 25 vendors) or $416/month billed annually. The Pro plan is $799/month with unlimited vendors and custom compliance rules. The Enterprise plan is $1,499/month. All paid plans include a 14-day free trial.

What types of businesses use VendorShield?

VendorShield is built for general contractors, construction firms, property management companies, and any business that needs to track vendor insurance compliance. If you manage subcontractors or third-party vendors who must carry insurance, VendorShield automates the entire process.

Ready to Shield Your Business?

Join GCs and property managers who stopped chasing COIs and started sleeping better.